Auto Insurance
- What is auto insurance?
- What is covered by a basic auto policy?
- How much coverage do I need?
- What determines the price of my policy?
- Can I drive legally without insurance?
- How do I choose an insurance company?
- What does my credit rating have to do with purchasing insurance?
- How do I insure my teenage driver?
- Should I purchase an umbrella liability policy?
- Will my insurance cover renting a car after an accident?
- How do I file a claim?
- Can my insurance company require me to use certain types of auto repair parts?
- How are the value of my car and the cost of repair determined?
- What are my rights when filing a claim?
- If I file a claim, will my premium go up?
What are my rights when filing a claim?
As a policyholder, you have certain rights. Every state has laws protecting consumers. Your policy is a legal contract between you and your insurer. It defines your rights and obligations as well as the rights and obligations of the insurance company.
If you have any questions regarding your rights under the policy, talk to your insurance agent or company representative. You may also contact your state insurance department, state attorney general's office, or your state's consumer affairs department.
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