Health Insurance
- What are my health insurance choices?
- Are there any specialty health insurance policies?
- Should I participate in my employer's health insurance program?
- How do I pick a health plan?
- How can I determine the quality of the insurance plan I am looking at?
- If I change jobs or become unemployed, can I take my health insurance coverage with me?
- If my employer does not offer health insurance, can I buy an individual policy?
- How can I lower my health insurance costs?
- Can I deduct my health insurance premiums on my income tax return?
- Can I deduct the medical expenses that my insurance does not cover on my income tax return?
- Do I need to alert my insurance company if I am expecting a baby?
- Can I buy health insurance if I have a serious illneness such as AIDS or diabetes, or if I have a chronic condition such as high blood pressure or asthma?
- Deductible
- Family Coverage
- HIPPA (Health Insurance Portability and Accountability Act
- In-Network/Out-of-Network
- Managed Care
- Preexisting Condition
- Primary Care Physician
Get a health quote from Blue Cross Blue Shield of Texas
Preexisting Condition
A preexisting condition is a medical condition diagnosed before joining a new plan. Many insurance plans will not cover preexisting conditions and some will cover them only after a waiting period. However, in 1997, Congress passed the Health Insurance Portability and Accountability Act (HIPPA), which mandates that preexisting conditions be covered without a waiting period when an individual who has been insured during the previous 12 months joins a new group plan.
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