Personal Liability Coverage
Damage to property isn't the only hazard of modern life. Liability insurance coverage applies when there is a claim or a lawsuit against you after someone is injured or their property is damaged because of your activities. That amount may be more than what comes standard with a mobile home insurance policy, so it may be wise to consider purchasing additional liability insurance. Claims might include medical expenses, lost wages, pain and suffering, and even property damage. However, liability coverage does not pay claims for injuries to you or the members of your household.
Not all insurance companies offer mobile home insurance in all states. Check with your agent or insurance company representative to determine the availability of coverage in your state
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